Who will pay the medical bill if the maid sick ?

conclusion :  EMPLOYER

First of all, according to the regulations of the Ministry of Labour of Singapore, the employer, as the beneficiary in the employment of the maid, must bear all the medical expenses required for the maid's health, and the employer must purchase medical insurance for the maid.

What items does maid insurance cover? How to buy it?

Second, employers must also provide twice per year medical examinations, or 6ME, for maids under the age of 50 which include physical examination to screen for pregnancy and a range of infectious diseases. 

And if your maid is over 50 years old, she only needs to go for medical examination after renewing the pass.

What should I do if the maid has an emergency?

You have purchased medical insurance for the maid, and the maid can go to the hospital for examination and treatment in the event of an emergency. Employers usually check the coverage of the insurance and keep all receipts and medical certificates as a basis for subsequent claims.

What does a maid's insurance cover?

The maid's insurance covers the hospital and emergency parts. If your maid is unwell but does not require hospitalization, it is likely that your insurance will not cover her medical bills. In this case, you will have to bear the full medical costs.

How to help maids do preventive work?

Knowing the health status of your maid, observing more and taking precautions can help take care of the maid's health and reduce the occurrence of accidents. Here are some tips for avoiding physical injury at work:

The maids need to iron clothes, employer can prepare a high ironing board to avoid the waist sprain caused by long-term bending.
Tell the maid not to stand on a stool or box to pick up items in high places, and prepare a stable ladder if necessary.
If the electrical appliances in the home are damaged, the maid should inform the employer to replace or repair them to avoid electric shocks and other situations.

The Labor Department, as well as maid agencies, are encouraging employers to buy insurance with better coverage to protect themselves from any high medical bills.